Get the roof now. Pay for it on a schedule that fits.
A roof rarely fails at a convenient moment. Rooval Roofing works with lending partners so Utah homeowners can move on a replacement or a major repair right away instead of waiting and watching a small problem turn into a framing, insulation and drywall problem. Most full roof replacements in Utah land somewhere between $20,000 and $30,000 — financing turns that into a monthly payment you can plan around.
Our financing options
Whether you are replacing a storm-damaged roof, upgrading to metal, or taking on a full commercial project, there is a structure that fits. All options are subject to credit approval, and your rate and term are confirmed by the lender — not by us.
12 Months Same As Cash
Get the work done now and pay no interest at all if the balance is cleared within the first 12 months. The option homeowners pick most often when they know money is coming — a bonus, a sale, a settlement — but the roof cannot wait for it.
- No interest if paid in full within 12 months
- Low monthly payments in the meantime
- Any remaining balance converts to a standard term of 2–20 years
- Rate after the promotional period is based on credit
Low Monthly Payment Plan
Stretch the project over a longer term to keep the monthly number as small as possible. This is the practical choice for larger projects, or for anyone who would simply rather have a predictable line in the budget than a large one-time hit.
- 100% financing — no down payment required
- Repayment terms from 2 to 20 years
- Competitive interest rates based on credit
- Fixed, predictable monthly payment
Home Equity Line Of Credit
For the largest projects — a full replacement paired with other exterior work, or a commercial building — a HELOC lets you put the equity already sitting in your home to work at competitive rates.
- 100% financing available
- Terms from 5 to 30 years
- Interest rates based on credit
- Suited to multi-trade and commercial scopes
How it works
There is no credit application on this website, and nothing here affects your credit. You tell us how to reach you, we look at the roof, and the numbers get put in front of you in person.
Tell us how to reach you
Fill in the short card below — name, phone, email. That is all we need to start the conversation. No income, no Social Security number, no credit pull.
Get your free inspection
We come out, get on the roof, photograph what we find and hand you a written estimate for the actual scope of work. Free, and with no obligation to proceed.
Review your options in person
With a real project number in hand, we walk through the plans above and what each one looks like monthly, so you are comparing against a real price rather than a guess.
Approved? We get to work
Once the lender approves and you pick a plan, we schedule the crew. You get the roof on the payment schedule you chose.
Why finance a roof instead of waiting
Request financing information
Tell us how to reach you and we will walk you through the options — no obligation, no credit pull, no pressure.
Got it — thank you.
Someone from Rooval Roofing will reach out shortly to walk you through your financing options. Need it sooner? Call us at (385) 424-8810.
Rooval Roofing · UT Contractor License #13861046-5501 · (385) 424-8810
Financing is provided by third-party lending partners, not by Rooval Roofing. All financing is subject to credit approval. Rates, terms, and available amounts vary by lender and by applicant, and the figures on this page describe the programs generally rather than an offer of credit to any individual. Your actual rate, term, and monthly payment are disclosed by the lender before you sign anything. Rooval Roofing is not a lender, a credit counselor, or an insurance-claims specialist.